ACA states that employers must offer a Minimum Essential Coverage plan to include preventive care services at no cost sharing to participants for certain “in network” preventive services. Affordable Benefit Choices (ABC) is pleased to present WellMIN™–a comprehensive, low-cost solution offered to help businesses meet those challenges posed by ACA. For a cost far below the premiums charged by traditional medical plans, WellMIN™ fully satisfies all employer ACA requirements. Built by experienced ERISA and tax attorneys, accountants, and other employee benefits experts, WellMIN™ is patent-protected and come with a guarantee against penalties, fines or excise taxes for non- compliance with ACA.


Guaranteed compliance which covers all ACA employer penalties
Variable Hour Tracking
Benefits Administration Platform
1094/1095 Reporting
No exclusions for pre-existing conditions
Pre-underwritten, uncoordinated fixed indemnity benefits available
Access to a National PPO network, resulting in discounted expenses to the plan
COBRA administration included
Fully bilingual (English-Spanish) services
Rx discount card
Uniformity in all 50 states

Employer Advantage

Benefits offerings are a proven tool for promoting employee retention and recruiting
Benefit elections can be made simply through benefits administration site, and employee contributions can coordinate through payroll deductions
Multiple plan choices
Call center support for members
Plans can be placed under Section 125/Cafeteria Plan
Enrollment capabilities (web and call based support)
Support with Subsidy Notices
Dedicated Client Service Manager

Schedule of Benefits

This document represents the type of medical services currently covered under the WellMINTM Plan as well as the permitted interval and any requirements of such medical services. Note that some requirements may be defined by the benefit itself, such as cholesterol abnormalities screening: men 35 and older. Only men aged 35 or older may access such benefits by fiat of the benefit itself.